Irish Fintech · 19-Person Team · 380+ Deals

Lowest Irish Card Rates.
Cash Advances.
Premium Sites.
More to come.

19-person Irish team. 4 years. 380+ deals closed. We cut costs across cards, energy, EPOS and web for Irish SMEs. In real time.

Book a consultation
💳Save up to 50% on card payment fees. Switched in days.
💰Up to €130k in funding. Quote in 2 hours, cash in 48.
🌐Premium website from €800. Live in weeks, not months.
Ruby LoungeLIVE
Fri 19:48
Today
€3,120
+12.4% vs last Fri
Bookings
148
14 pending confirm
Card Rate · Rook vs Previous
Previous rate1.80%
Rook rate1.35%
Monthly savings+€342/mo
Live transactions
#4821Table 7 dinner
€124.0019:48
#4820Bar — cocktails
€47.5019:41
#4819Table 3 dinner
€98.0019:37
#4818Table 12 dinner
€201.0019:21
Rook AI Revenue up 12% vs last Friday. Card savings this month: €342. Consider the patio tonight.

Every Vendor. One App.
Real Savings. Real Time.

One AI-powered dashboard centralises every vendor relationship. Card processing, electricity, gas, EPOS and more. We negotiate the best rates, monitor every bill and surface savings the moment they appear.

Card processing switched in days, not months.
Electricity and gas tariffs benchmarked live.
EPOS at a fraction of the traditional cost.
One login. Every vendor. Zero guesswork.
Monthly Savings Breakdown · Illustrative
■ Before■ Rook
Card Processing
€1,120/mo€820/mo
Save ↓27%
Electricity
€680/mo€510/mo
Save ↓25%
Gas
€320/mo€220/mo
Save ↓31%
EPOS System
€180/mo€60/mo
Save ↓67%
Other Vendors
€240/mo€160/mo
Save ↓33%
Total monthly savings+€770/mo

Illustrative figures for display purposes. Actual savings vary by business. Contact us for your exact breakdown.

Irish SMEs are bleeding money across vendors. Every day.

Card fees, energy bills, EPOS systems, software subscriptions. Irish businesses overpay across every vendor, every month. Nobody audits it. Until now.

📉

Overpaying on Card Fees

Most Irish SMEs are on the wrong card rate. You're quietly losing 0.3–0.5% on every transaction, every day, and nobody tells you.

🖥️

Clunky, Outdated EPOS

Slow, unreliable point-of-sale systems that crash at peak times, lack integrations and cost a fortune in maintenance every month.

High Electricity Bills

Energy is one of the biggest overheads for Irish SMEs. Most businesses have never had their electricity tariff properly reviewed.

🔥

High Gas Bills

From gas contracts to software subscriptions, Irish businesses haemorrhage money across dozens of vendor relationships every single month.

Rook AI scans Irish markets.
You just save money.

Real-time offers from providers with unique preferential pricing and bespoke packages. Drive growth and slash costs simultaneously. 380+ deals closed.

Lowest Irish Card Rates. Guaranteed.
We analyse your merchant bill and switch you to the lowest available rate. 100% savings guarantee. We walk if we can't save you money.
Cash Advances in 48 Hours.
Up to 130% of monthly card turnover. Turnover-only repayment. No direct debits, no personal guarantee.
Premium Websites at Half Price.
From €800 one-off. Delivered in weeks. 50% below agency rates. Full support included.
💳 Irish Card Rate ComparisonUpdated Apr 2026
ProviderMarketRookSaving
AIB Merchant Services1.75%1.28%↓27%
Stripe1.70%1.25%↓26%
SumUp1.69%1.25%↓26%
Dojo1.40%1.15%↓18%
Payzone1.80%1.30%↓28%
+ 8 more providers trackedFull breakdown →
💰Business Funding
€50k
Approved Funding
Collection Rate8%
RepaymentTurnover only
Approval48 hours
No personal guarantee
🌐Premium Website
€800
One-off build
Monthly support€30/pm
DeliveryWeeks not months
vs Agency↓50% cheaper
Full support included

* Indicative rates. Rook rates depend on your business volume and sector. Contact us for your exact figures.

LIVE

Three ways Rook saves your business money across vendors today.

💳Save 20–50%

Lowest Irish Card Rates

Merchant bill analysis, best rate switch. 100% savings guarantee. If we can't save you money, we walk.

Learn more →
💰Up to 130% turnover

Merchant Cash Advances

Quote in 2h, funds in 2d. Turnover-only repayment. No direct debits, no personal guarantee.

Learn more →
🌐From €800

Premium Sites Half Price

Weeks not months. 50% below agency rates. Vendor-integrated. Full support included.

Learn more →

Ruby Lounge Kitchen.
All three. One team.

Card processing switched (€342/mo saved). Merchant advance funded a kitchen expansion. New website live in 3 weeks. All three services delivered as one, with zero friction.

“Rook saved us over €400/month within two weeks. The switch was seamless and they handled everything.”
Meet the team →
💳
Payments Switched
€342/mo saved
💰
Advance Funded
Kitchen expansion
🌐
Website Live
3-week delivery
📱
AI Dashboard
All vendors in one

Start saving today.
Quote in 2 hours. Zero risk.

Free 30-minute consultation. We show you exactly how much your business can save. No commitment, no credit check.

Meet the team